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Glossary
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Faster Payments Service
A payments system organised in the UK between participating financial institutions that agree to various standards and processes in order that payments made between them can be agreed and made as quickly as possible - generally within minutes. There are limits to the amounts that can be sent by individuals that vary from bank to bank. They are typically between £10,000 and £20,000 but you should check with your own bank to confirm the limit that they may impose.
Fees
For details on all of the British Pearl fees, please see the FAQ here (add link to relevant FAQ).
Financial Conduct Authority ('FCA')
The UK financial services regulatory authority. British Pearl Limited is a company authorised and regulated by the Financial Conduct Authority (Register No. 674693).
Forecast Dividends
The monthly dividend payments that a Share Investor is expected to receive from their investment.
Freehold
There are two ways of owning land in England and Wales: Freehold and Leasehold. Freehold means owning the building and the land it stands on outright, in perpetuity. The Freeholder has responsibility for maintaining the fabric of the building – the roof and the outside walls. It is your name on the Land Registry title as “freeholder”, owning the “title absolute". Whole houses are typically sold on a freehold basis.