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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more

Hassle-free property investing

Build a portfolio easily from £1,000

Capital at risk. No FSCS on invested sums. Forecasts are not guarantees and performance may vary. Before investing read more.

We’re British Pearl, a property investment platform.

We specialise in fractionalised property investing. We offer people who may not have the time, resources, or appetite to fully fund a property investment a way to take advantage of the benefits of property investing - with none of the hassle.

Capital at risk. No FSCS on invested sums. Forecasts are not guarantees and performance may vary. Tax treatment depends on individual circumstances and may change. Before investing read more.

Estimate the return you could earn on your shares

  • Enter your investment amount
  • Select your property investment
  • See dividends and capital growth
  • See how much your investment could grow

I want to invest:

£

Select investment:

Portsmouth No. 2
LTV
60%
Term
8 months
Dividend p.a.
4.39%
Capital gain
25.55%
Monthly dividend£36.58
Annual dividend£438.96
Capital gain£340.63
Total share return£633.27
Investment + return£10,632.33

The above figures and forecasts relate to the initial offering as seen in the Info Pack, they are not applicable to investments in the Resale Market. Forecasts are a guide only and not guaranteed since performance may vary. Figures are presented net of fees. For further information, please see the Financials section of the Info Pack for each investment.

What are British Pearl share investments?

Our share investments offer you a way to buy into a property, without buying the whole property. You are entitled to dividends made up of net rental income, and a share of any property appreciation when it’s sold.

Earn an attractive rate of up to 9.50%

Dividends, if agreed, usually paid monthly

Register and invest in minutes

3 - 5 year investment terms available

Option to exit early through our Resale Market

Diversify loans across multiple UK properties

Capital at risk. No FSCS on invested sums. Forecasts are not guarantees and performance may vary. Before investing read more.

Featured investments

You can start building your own diversified property portfolio
It's easy, take a look at our selection

Choose to invest in any number of our properties

Property shareLTVTermRatep.a.
Portsmouth No. 170%5yrs years13.39%
Andover60%3yrs years12.25%
Hereford50%3yrs years11.74%
Portsmouth No. 260%5yrs years9.50%

The above data is in relation to the initial offering as seen in the Info Pack and subject to availability, it is not applicable to investments in the Resale Market.

Follow these easy steps to invest

Confirm email

Confirm your email address to start the account opening process

Accreditation

It is a legal requirement to confirm what type of investor you are and ensure our investments are suitable

Verify ID

We have to verify your identity to open your free account and prevent fraud.

Fund & invest

Securely fund your wallet via debit card or bank transfer. Then pick a property to start earning interest.

Frequently asked questions

Share Investors buy shares in a property, entitling them to a share of net rental income and exposure to property price changes when the property is sold.

Loan Investors provide a portion of a secured loan against a property. Interest accrues daily and is usually paid monthly during the term of the investment. Investors receive their capital back once the loan matures and/or the property is sold.

British Pearl enables people to invest in buy to let and development projects, as either shareholders, lenders, or both.

We source and manage all our properties, taking the pain out of property investing and management. Our robust, easy-to-use platform gives you access to an exciting market, plus flexibility and control over your investment.

We can’t guarantee what your earnings will be. Each of our properties has a unique share and loan return, based on a number of factors including loan-to-value. For our latest returns, check out our site.

Yes. Just because it’s a property investment doesn’t mean it has to be illiquid. If you need to access your money before you investment matures, you can sell your loans or shares on to other investors in the Resale Market. This is subject to demand and fees.

Your capital is at risk. The value of your investment can go down as well as up and you may get back less than you invest. Past performance is not a reliable guide to future performance. Your investments are not protected by the Financial Services Compensation scheme (FSCS). Forecasts are not guarantees and performance may vary. Our Resale Market opens only when investments are fully sold. Exiting early, when you want and at the price you want is not guaranteed. Risks include the total loss of your share investment or loan. Tax treatment depends on individual circumstances and may be subject to change in the future. If you are not sure about investing, seek independent, professional advice. Before investing, read our Key risks.

British Pearl ® is the trading name of British Pearl Limited (Company No. 7151774), a company authorised and regulated by the Financial Conduct Authority (Register No. 674693) and British Pearl Finance Limited (Company No. 10575280 and Register No. 770867), which is an appointed representative of British Pearl Limited. Both companies are wholly owned subsidiaries of British Pearl Group Limited (Company No. 9701436) and all are registered in England and Wales at 14th Floor, 33 Cavendish Square, London, W1G 0PW